6 Ways to Secure and Legal Credit at Blibli, Prove Yourself!

Who doesn’t know the online shop Blibli.com? His advertisements are widely circulated on television and websites. Now, this online shop by PT Global Digital Niaga is also being intensively attracted to the attention of the Indonesian people.

As for some of the features of this online shop, the appearance of the Blibli.com website is considered quite beautiful and simple. So new users are not confused when using this Blibli.com website. In addition to being easy to use, Blibli.com also offers many payment methods that attract people in Indonesia, namely they offer credit with 0% installments.

Then how to do credit at Blibli.com safely? The following is a complete explanation of how to do credit at Blibli.com safely.

Knowing About 0% Installment

Image : Blibli.com

First of all, we have to know what the 0% installment from Blibli.com is, right? It seems that Blibli.com intends to make it easier for users to enjoy installments so that they are not burdensome by carrying the 0% installment theme.

The facility offered by blibli.com is this 0% installment for several tenors from 3 months, 6 months, up to 12 months only. That way you can choose your own tenor that suits the time period you want. But still with a minimum spend of Rp. 500,000 per bag to be able to enjoy the facilities offered by Blibli.com.

You can also enjoy the benefits of using this 0% installment facility, namely:

You can use this facility to buy all items in Blibli.com from more than 1000 stores and join Blibli.com.
You can choose a very flexible installment period. That is starting from 3, 6, up to 12 months.
Making transactions is easier because Blibli.com collaborates with many banks that also provide credit cards, for example: Bank OCBC NISP, Bank BCA, Bank BNI, Bank ANZ, Bank UOB, Bank BRI, Bank Mandiri, Standard Chartered Bank, Bank Panin, , Citibank, HSBC Bank, CIMB Niaga, Bank Danamon, and Bank Permata.
And also using Blibli.com is more practical and efficient.

Terms for Shopping with 0% Installment

Now, on the conditions for shopping with 0% installments, you can use a credit card service that has the Visa/Mastercard logo from the publisher discussed above. Or you can also use BCA Klikpay. But all of them still have terms and conditions that apply that you must fulfill, namely:

Using a Credit Card That Has a VISA/Mastercard Logo

Image : Investopedia

The 0% installment applies to all credit cards that have the Visa / Master Card logo issued from a bank that also cooperates with Blibli.
As discussed earlier, the minimum spend to enjoy this facility is IDR 500,000 per bag.
The administrative costs of the installments are all borne by the person who has a credit card. And below is a list of banks that issue credit cards that will be subject to administration fees:
BRI IDR 50000 / installment transaction
OCBC IDR 15000 / installment transaction
ANZ Rp10000 / installment transaction
The process of changing the transaction to become a 0% installment only takes 5 to 14 working days calculated from the time the customer has made the transaction.
Blibli also has the right to cancel an order if the customer does not meet some of the terms and conditions that have been set.

Using BCA Klikpay

Image : Sindonews

This 0% installment applies to all BCA Card credit card users who have registered on the BCA KlikPay website.
In this case, the minimum price of the product per unit is IDR 500,000.
The process of changing the transaction to become a 0% installment only takes 5 to 14 working days calculated from the time the customer has made the transaction.
Blibli also has the right to cancel an order if the customer does not meet some of the terms and conditions that have been set.

Credit card users with the VISA/Mastercard logo can enjoy 0% installment facilities with a minimum spend of IDR 500,000. That means the customer can combine several of the products he wants to buy to achieve the value of the minimal transaction.

Unlike customers who have BCA Klikpay, these customers can enjoy credit methods from Blibli.com with installments of up to 0%, namely by requiring them to buy at least one type of item with a price of up to Rp. 500,000. And if the customer wants to combine it with other products, then the customer must ensure that the product is also priced at IDR 500,000 or more.

If earlier we already knew the important requirements that we must know to get 0% installments, then now I will tell you all the ways to pay for groceries with a credit card:

Payment Method With BCA Klikpay

Image : Bintangracingteam.com

If you use the BCA Klikpay facility, then you can follow the steps for paying for the product you purchased with 0% installments below:

First you have to choose the menu Buy which is right next to the image of a product you want to buy.
Then in the shopping cart view, you have to make sure the number of products you want to buy and the total shopping are appropriate.
Next you must fill out the form from the shipping address with complete and correct data. Then you can click save.
After that, you can choose delivery service and then you click Continue Payment.
Then select 0% installment in the column Payment method on the process page Shipping & Payment.
Next select BCA Clickpay.
The next step is that you have to choose installment tenor do you want.
And put a checklist if you have agreed to the terms and conditions that apply.
And finally click Pay Now.

The steps to complete a payment through BCA Klikpay are:

First you have to Login to enter your account at clickbca.com/klikpay.
And if you have successfully logged in, the details of the transaction to be paid will appear automatically.
Then you have to re-check the details of the transaction then click send.
And continue by clicking Send OTP.
The OTP will be sent to your mobile number via SMS and enter the OTP on the BCA Klikpay website.
Finally, you must complete the transaction according to the existing procedure.

How to Pay with a Credit Card that Has a VISA/Mastercard Logo

Image : What’s the Difference

If you have chosen the item you want to buy, then you have to make a payment. You can use a credit card with the VISA/Mastercard logo to make payments. And please follow the steps below to enjoy payments with the 0% installment method:

You can follow steps 1- 5 of Payment Method With BCA Klikpay .
After that you can choose provider of credit card according to what you are using.
The next step is to choose tenor of installments do you want.
Previously you had to re-check the summary of your order whether the order was in accordance with your data or not.
And you must put a check mark if you have agreed to all the terms and conditions that apply.
Finally, all you have to do is click Pay Now.

The steps to be able to complete payments via VISA/Mastercard are:

The first step you have to do is you have to choose the logo on your credit card, namely VISA or also Mastercard.
Then you must enter the Expiry Date, Card Security Code, and Card Number data correctly.
After that the verification process will be carried out by the system for your transaction within a few minutes and will display the text in the form of Please wait while your payment is processed on the screen.
If your transaction has been approved, the screen will also display an inscription in the form of Your payment has been approved.
Finally, the process of paying with the 0% installment facility has also been completed and all you have to do is print the Order Summary to be used as an archive.

Paying Installments Without Using a Credit Card

You don’t have a credit card? Don’t worry, you can make 0% installment payments without a credit card. Here’s how:

1. Through AkuLaku

Image : Rancah Post

You can make payments through the Akulaku application. Akulaku offers a choice of installment tenors ranging from installments of 30 days, 3 months, to 6 months. However, unfortunately AkuLaku can only be used for users who are on the island of Java. And the maximum credit given is only IDR 9,000,000.

If you already have an AkuLaku account, you just need to do the steps below:

Your first step is to make sure you have made a transaction using AkuLaku with a minimum transaction of IDR 200,000. Or have you done at least 1 time shopping at Blibli.com in the last 6 months.
The next step you have to login and choose the item you want to buy.
Next on the payment page you have to choose a payment method Installment Without Credit Card then choose I do.
After that click Check Out so that Blibli can immediately verify the payment and the goods you buy can be sent directly.

2. Via Kredivo

Image : Youtube

In addition to using the AkuLaku application, you can also make payments through Kredivo. Blibli has also collaborated with Kredivo services to provide an installment payment program for shopping at Blibli without a credit card.

You can make shopping payments on credit with a repayment period of up to 30 days without the slightest interest through Kredivo. but for 3 months, 6 months to 12 months interest will be charged at 2.95% per month. The maximum credit given by Kredivo is also fantastic, which is IDR 20,000,000.

But before making a payment, you must first make sure that you already have an account from Kredivo so that you can enjoy the shopping installment program without a credit card from Blibli.com. Well, then how? here are the steps:

First you have to login and choose your favorite shopping at Blibli.
After that on the payment page, you can choose a payment method by clicking Installment Without Credit Card.
After that select Kredivo.
And finally you have to click the button Check Out and Blibli will also verify the payment so that your groceries will be delivered immediately.

Those are the ways to do credit at Blibli safely and you can apply some of the methods above when you are shopping at Blibli.com. Good luck!